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This Week In Crypto
23 Oct 2026

Ten percent annual compound returns over the next ten years?

OCC rule leaves room for platforms to keep offering stablecoin yield. China moves to confiscate the 61,800 BTC after last week’s UK ruling. Trending topics: J.P. Morgan adds a BTC forecast to its long-term capital market assumptions.
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OCC rule keeps stablecoin yield alive
The OCC became the first regulator to finalize its GENIUS Act stablecoin rule on October 21. The rule takes effect January 18, 2027. It lays out the framework for permitted issuers, both banks and non-banks, and sets standards for reserves, redemption, risk management, custody and foreign issuers.The main change from the proposal is how it treats stablecoin rewards. Issuers still can’t pay interest directly, as GENIUS requires. But the OCC dropped the proposed presumption that some third-party arrangements count as illegal evasion. That leaves room for platforms like Coinbase to keep offering yield. The OCC says it will judge cases one at a time and can still go after clear evasion.Banks are pushing back hard. The American Bankers Association says the rule undermines Congress’s intent and risks pulling deposits out of bank lending. The Blockchain Association says the rule now matches the statute more closely. TD Cowen calls it a negativ
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